Carrier profile · USDOT 3207237 · MC-443634 · Updated Jun 13, 2026

Fundamental Holdings Inc

DBA FLORAL EXPRESS

2 power unitsavg 7 yrLocal · 1 statesBENSENVILLE, IL82/100
CARRIER INACTIVEMC-443634 INACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Inactive
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 7 insurers · 2 lapsesCoverage lapse
2002200820142020now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $1,000,000 · ASCOT INSURANCE COMPANY · since Mar 2026

All 9 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
SELECTIVE INSURANCE COMPANY OF AMERICAOct 2023Dec 2025$750K1
WEST BEND MUTUAL INSURANCE CO.Oct 2021Oct 2023$750K1
SELECTIVE INSURANCE COMPANY OF SOUTH CAROLINAOct 2018Jan 2019$750K1
SELECTIVE INSURANCE COMPANY OF AMERICAOct 2018Oct 2021$750K1
SELECTIVE INSURANCE COMPANY OF AMERICAOct 2016Oct 2016$750K4
GRANGE INDEMNITY INSURANCE COMPANYOct 2011Oct 2016$750K2
SENTINEL INSURANCE COMPANY, LTDOct 2009Oct 2011$750K1
GREAT WEST CASUALTY CO.Oct 2003Oct 2009$750K2
CHICAGO INSURANCE CO.Nov 2002Nov 2003$750K2