Carrier profile · USDOT 274409 · MC-393122 · Updated Jun 13, 2026

GARDNER DISTRIBUTING CO

10 power unitsBILLINGS, MT40/100

CARRIER INACTIVEMC-393122 INACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Inactive
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’13 · 4 insurers · 0 lapsesInsurer churn

Unigard’05–’13

American Fire’13–now

2000200720142021now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · AMERICAN FIRE AND CASUALTY COMPANY · since Jan 2013

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMERICAN FIRE AND CASUALTY COMPANY	Jan 2013 → Mar 2013	$750K	2
UNIGARD INSURANCE COMPANY	Jan 2005 → Jan 2013	$750K	3
ST. PAUL FIRE & MARINE INSURANCE CO.	Jan 2003 → Jan 2005	$750K	1
TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	Oct 2000 → Feb 2003	$750K	1