GARY STEM LLC Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 6 insurers · 3 lapsesCoverage lapse
+3 earlier
Empire Fire · 95–97
Northland · 04–06
Northland · 07–09
Maxum · 10–14
United Financial · 18–21
19942021
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
8 insurer eras · collapsed from 9 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| UNITED FINANCIAL CASUALTY COMPANY | Jan 2018 → Jan 2021 | $750k | 1 |
| NORTHLAND INSURANCE COMPANY | Apr 2014 → May 2015 | $750k | 1 |
| MAXUM CASUALTY INSURANCE COMPANY | Apr 2010 → Apr 2014 | $750k | 2 |
| STATE NATIONAL INSURANCE CO., INC. | Apr 2009 → Apr 2010 | $750k | 1 |
| NORTHLAND INSURANCE COMPANY | Apr 2007 → Apr 2009 | $750k | 1 |
| NORTHLAND INSURANCE COMPANY | Sep 2004 → Oct 2006 | $750k | 1 |
| EMPIRE FIRE & MARINE INSURANCE CO. | Jun 1995 → Nov 1997 | $750k | 1 |
| UNITED SOUTHERN ASSURANCE CO. | Jan 1994 → Jun 1995 | $750k | 1 |