Authority & Insurance · Carrier profile · USDOT 2105653

GREG VERNICK

ELSIE, MI 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 5 insurers · 1 lapseCoverage lapse
2011201520192023now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. · since Apr 2024

All 5 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Apr 2023 → Apr 2024$750K1
NATIONAL CASUALTY COMPANYApr 2022 → Apr 2023$750K1
PROGRESSIVE MICHIGAN INSURANCE COMPANYApr 2021 → Apr 2022$750K1
OOIDA RISK RETENTION GROUP, INC.Apr 2019 → May 2021$750K2
HARCO NATIONAL INSURANCE CO.Mar 2011 → Oct 2011$750K1