Carrier profile · USDOT 2275627 · MC-777891 · Updated Jul 18, 2026

H & Y Trucking Inc

3 power unitsavg 6 yrRegional · 4 statesANKENY, IA94/100
CARRIER ACTIVEMC-777891 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’20 · 4 insurers · 0 lapsesInsurer churn
2012201620202024now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · WESTERN NATIONAL MUTUAL INSURANCE CO. · since Mar 2020

All 4 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANMar 2019 → Mar 2020$1M1
PROGRESSIVE NORTHERN INSURANCE COMPANYMar 2018 → Mar 2019$1M1
NORTHLAND INSURANCE COMPANYMar 2013 → Mar 2018$1M1
GRAMERCY INSURANCE COMPANYMar 2012 → Mar 2013$1M5