Authority & Insurance · Carrier profile · USDOT 762806

HAMMER CONSTRUCTION INC

NORMAN, OK 80

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 4 insurers · 0 lapsesInsurer churn

Bitco General’05–’09

St Paul’09–’13

Liberty Fire’13–’18

St Paul’18–’20

Charter Oak’20–’23

2005201120172023now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · ZURICH AMERICAN INSURANCE COMPANY · since Nov 2023

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
THE CHARTER OAK FIRE INSURANCE CO.	Sep 2020 → Nov 2023	$750k	1
ST. PAUL FIRE & MARINE INSURANCE CO.	Jul 2018 → Sep 2020	$750k	1
LIBERTY MUTUAL FIRE INSURANCE CO.	Jul 2013 → Aug 2018	$750k	1
ST. PAUL FIRE & MARINE INSURANCE CO.	Jul 2009 → Jul 2013	$750k	1
BITCO GENERAL INSURANCE CORPORATION	May 2005 → Jul 2009	$750k	2