Carrier profile · USDOT 2877288 · MC-965747 · Updated Jul 18, 2026

HARBOR DREAM INC

2 power unitsavg 9.5 yrRegional · 3 statesVICTORVILLE, CA80/100

CARRIER ACTIVEMC-965747 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 5 insurers · 0 lapsesInsurer churn

New York’16–’20

Williamsburg National’20–’22

Harco National’22–’23

Hudson’23–’25

Summit Specialty’25–’26

2016201920222025now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · SPINNAKER SPECIALTY INSURANCE COMPANY · since Mar 2026

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
SUMMIT SPECIALTY INSURANCE COMPANY	Mar 2025 → Mar 2026	$750K	1
HUDSON INSURANCE COMPANY	Mar 2023 → Apr 2025	$750K	2
HARCO NATIONAL INSURANCE CO.	Mar 2022 → Mar 2023	$750K	1
WILLIAMSBURG NATIONAL INS CO.	Mar 2020 → Mar 2022	$750K	1
NEW YORK MARINE & GENERAL INS. CO.	May 2016 → Mar 2020	$750K	4