Carrier profile · USDOT 654687 · MC-307950 · Updated Jun 13, 2026

HARLAN SPRECHER

DBA J HAR EXPRESS

1 power unitavg 14.5 yrLocal · 1 statesBOONE, IA50/100

CARRIER ACTIVEMC-307950 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’13 · 6 insurers · 1 lapseCoverage lapse

Great West’05–now

1996200420122020now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $1,000,000 · GREAT WEST CASUALTY CO. · since Aug 2013

All 8 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
GREAT WEST CASUALTY CO.	Oct 2005 → Aug 2013	$750K	2
NORTHLAND INSURANCE COMPANY	Oct 2004 → Oct 2005	$750K	1
CAROLINA CASUALTY INSURANCE CO.	Oct 2003 → Oct 2004	$750K	1
NORTHLAND INSURANCE COMPANY	Oct 2001 → Oct 2001	$750K	2
GULF INSURANCE CO.	Oct 1999 → Oct 2001	$750K	1
REDLAND INSURANCE CO.	Oct 1998 → Nov 1999	$750K	2
NORTHLAND INSURANCE COMPANY	Sep 1997 → Oct 1998	$750K	1
CLASSIC INSURANCE CO	Sep 1996 → Sep 1997	$750K	1