Carrier profile · USDOT 2578578 · MC-902403 · Updated Jun 13, 2026

HENRY ARRAZCAETA

DBA H&Y EXPRESS

1 power unitsLAS VEGAS, NV50/100
CARRIER ACTIVEMC-902403 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 3 insurers · 1 lapseCoverage lapse
2015201820212024now

Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Sep 2025

All 3 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Sep 2021 → Sep 2025$750K2
LANCER INSURANCE COMPANYSep 2019 → Sep 2021$750K2
PROGRESSIVE COUNTY MUTUALMar 2015 → Jun 2015$750K1