Carrier profile · USDOT 209241 · MC-269604 · Updated Jun 13, 2026

INSTITUTIONAL WHOLESALE CO INC

DBA IWC FOOD SERVICE

65 power unitsCOOKEVILLE, TN84/100

CARRIER ACTIVEMC-269604 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’23 · 5 insurers · 1 lapseCoverage lapse

Travelers Property’13–’21

1994200220102018now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · ZURICH AMERICAN INSURANCE COMPANY · since Nov 2023

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
WESTFIELD INSURANCE CO.	Jan 2021 → Nov 2023	$750K	2
TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	Jan 2013 → Jan 2021	$750K	1
WAUSAU UNDERWRITERS INSURANCE COMPANY	Jun 2010 → Feb 2013	$750K	2
ST. PAUL PROTECTIVE INSURANCE COMPANY	Jan 1995 → Mar 1997	$750K	1
TRAVELERS CASUALTY AND SURETY COMPANY	Jan 1994 → Jan 1995	$750K	1