Authority & Insurance · Carrier profile · USDOT 1218257

JAMES A SMITH

GRAFTON, VT 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 5 insurers · 0 lapsesInsurer churn

Stonington’08–’11

Liberty’11–’14

Nationwide Comp’14–’23

Amco’23–’25

2008201320182023now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $1,000,000 · NATIONWIDE ASSURANCE COMPANY · since Jan 2025

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMCO INSURANCE COMPANY	Jan 2023 → Mar 2025	$1M	2
NATIONWIDE MUTUAL INSURANCE COMP	Jan 2014 → Jan 2023	$1M	1
NATIONWIDE PROPERTY & CASUALTY INSURANCE CO.	Jan 2014 → Mar 2014	$1M	2
LIBERTY INSURANCE UNDERWRITERS	Jan 2011 → Jan 2014	$1M	5
STONINGTON INSURANCE COMPANY	Jan 2008 → Jan 2011	$1M	3