JAMES DOWNS LLC Operating Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None

Insurance continuity· insurer · policy · lapses

$750k BIPD · 6 insurers · 1 lapseCoverage lapse
+5 earlier
Grinnell Reinsurance · 17–21
20152023

No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.

6 insurer eras · collapsed from 8 filings
InsurerPeriodLimitRenewals
GREAT WEST CASUALTY CO.Sep 2022Dec 2023$750k2
CANAL INSURANCE CO.Mar 2021Oct 2021$750k1
GRINNELL MUTUAL REINSURANCE CO.Nov 2017Mar 2021$750k1
AUTO OWNERS INSURANCE COMPANYMay 2017Aug 2017$750k1
NATIONAL INDEMNITY COMPANYJun 2016May 2017$750k2
HALLMARK INSURANCE COMPANYJun 2015Jun 2016$750k1