JAMES SMITH Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 6 insurers · 0 lapsesInsurer churn
+4 earlier
Northland · 00–11
Progressive Express · 12–14
Great West · 14–16
Progressive Express · 18–25
20002026
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
8 insurer eras · collapsed from 9 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| NORTHLAND INSURANCE COMPANY | Mar 2025 → Mar 2026 | $750k | 1 |
| PROGRESSIVE EXPRESS INSURANCE COMPANY | Mar 2018 → Mar 2025 | $750k | 1 |
| LANCER INSURANCE COMPANY | Mar 2017 → Mar 2018 | $750k | 2 |
| SENTRY SELECT INSURANCE COMPANY | Mar 2016 → Mar 2017 | $750k | 1 |
| GREAT WEST CASUALTY CO. | Feb 2014 → Mar 2016 | $750k | 1 |
| PROGRESSIVE EXPRESS INSURANCE COMPANY | Feb 2012 → Feb 2014 | $750k | 1 |
| CANAL INSURANCE CO. | Feb 2011 → Feb 2012 | $750k | 1 |
| NORTHLAND INSURANCE COMPANY | Sep 2000 → Feb 2011 | $750k | 1 |