Carrier profile · USDOT 665585 · MC-598074 · Updated Jun 13, 2026

JIM GROVER

DBA POLAR BEAR ENTERPRISES

2 power unitsLocal · 1 statesMORRISVILLE, VT50/100

CARRIER ACTIVEMC-598074 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 5 insurers · 1 lapseCoverage lapse

Sua’07–’12

American Alternative’13–’15

Plaza’15–’17

Amguard’17–’25

2006201120162021now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · UNITED FINANCIAL CASUALTY COMPANY · since Sep 2025

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMGUARD INSURANCE COMPANY	Sep 2017 → Sep 2025	$750K	8
PLAZA INSURANCE COMPANY	Sep 2015 → Sep 2017	$750K	2
AMERICAN ALTERNATIVE INSURANCE CORPORATION	Sep 2013 → Sep 2015	$750K	2
AMERICAN ALTERNATIVE INSURANCE CORPORATION	Sep 2012 → May 2013	$750K	3
SUA INSURANCE COMPANY	Sep 2007 → Sep 2012	$750K	8
SPECIALTY UNDERWRITERS ALLIANCE	Sep 2006 → Sep 2007	$750K	1