Carrier profile · USDOT 978857 · MC-414015 · Updated Jul 19, 2026

JOEL R GUERRA

DBA BLACK & GOLD TRANSPORTATION

1 power unitLocal · 1 statesEDCOUCH, TX50/100
CARRIER ACTIVEMC-414015 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’22 · 6 insurers · 0 lapsesInsurer churn
2001200820152022now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Jan 2022

All 8 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
HOME STATE COUNTY MUTUAL INS. CO.Jan 2021 → Jan 2022$750K1
NORTHLAND INSURANCE COMPANYJan 2020 → Jan 2021$750K1
NATIONAL CASUALTY COMPANYJan 2016 → Jan 2020$750K1
SCOTTSDALE INDEMNITY COMPANYJan 2014 → Jan 2016$750K1
NORTHLAND INSURANCE COMPANYJan 2010 → Jan 2014$750K1
CAROLINA CASUALTY INSURANCE CO.Jan 2009 → Jan 2010$750K1
NORTHLAND INSURANCE COMPANYAug 2002 → Dec 2008$750K1
OLD AMERICAN COUNTY MUTUAL FIRE INS COMPANYAug 2001 → Aug 2002$750K1