Carrier profile · USDOT 2386798 · MC-858905 · Updated Jun 13, 2026

JOHN C RUSCH

DBA PRESTIGE 1 AUTO SALES

1 power unitsCHICORA, PA50/100

CARRIER ACTIVEMC-858905 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 3 insurers · 0 lapsesContinuous

United Financial’14–’18

Harco National’18–’22

United Financial’22–now

2014201720202023now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · UNITED FINANCIAL CASUALTY COMPANY · since Aug 2024

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
UNITED FINANCIAL CASUALTY COMPANY	Jul 2022 → Aug 2024	$750K	1
HARCO NATIONAL INSURANCE CO.	Jul 2018 → Aug 2022	$750K	7
UNITED FINANCIAL CASUALTY COMPANY	Jun 2014 → Jul 2018	$750K	3
UNIVERSAL UNDERWRITERS INSURANCE CO.	Jan 2014 → Jun 2014	$750K	1