Authority & Insurance · Carrier profile · USDOT 3238016

JOHN GARMAN

MILL CREEK, PA 73

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$300k BIPD last filed · 2 insurers · 0 lapsesContinuous

Erie Exchange’19–’22

Westfield’22–’25

beyond this history

2019202120232025now

BIPD in force — $1,000,000 · UNITED FINANCIAL CASUALTY COMPANY · since Jan 2025

All 2 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
WESTFIELD INSURANCE CO.	Mar 2022 → Jan 2025	$300k	2
ERIE INSURANCE EXCHANGE	Mar 2019 → Apr 2022	$300k	3