JOSE RAMIREZ Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 7 insurers · 0 lapsesInsurer churn
+3 earlier
State National · 10–12
Scottsdale · 12–19
Northland · 19–22
Harco National · 24–26
20102026
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
7 insurer eras · collapsed from 13 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| HARCO NATIONAL INSURANCE CO. | Apr 2024 → Apr 2026 | $750k | 1 |
| WILLIAMSBURG NATIONAL INS CO. | Apr 2023 → Apr 2024 | $750k | 1 |
| KNIGHT SPECIALTY INSURANCE COMPANY | Apr 2022 → Apr 2023 | $750k | 1 |
| UNITED FINANCIAL CASUALTY COMPANY | Feb 2022 → Apr 2022 | $750k | 1 |
| NORTHLAND INSURANCE COMPANY | Jan 2019 → Jan 2022 | $750k | 1 |
| SCOTTSDALE INDEMNITY COMPANY | Jan 2012 → Jan 2019 | $750k | 6 |
| STATE NATIONAL INSURANCE CO., INC. | Jan 2010 → Jan 2012 | $750k | 2 |