Authority & Insurance · Carrier profile · USDOT 3449483

JOSEPH R RAMIREZ

WALNUT, CA 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 9 insurers · 0 lapsesInsurer churn
2002200820142020now

Shorter eras are too brief to label at this scale — all 11 insurers are named in the list below.

BIPD in force — $750,000 · DB INSURANCE CO., LTD (U.S.BRANCH) · since Jun 2026

All 11 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
DB INSURANCE CO., LTD (U.S.BRANCH)Mar 2025 → Mar 2026$750K1
SOUTHLAKE SPECIALTY INSURANCE COMPANYMar 2023 → Mar 2025$750K2
UNITED SPECIALTY INSURANCE COMPANYMar 2022 → Mar 2023$750K2
LANCER INSURANCE COMPANYNov 2021 → Mar 2022$750K1
UNITED FINANCIAL CASUALTY COMPANYNov 2018 → Nov 2021$750K4
UNITED SPECIALTY INSURANCE COMPANYNov 2016 → Nov 2018$750K2
SPIRIT COMMERCIAL AUTO RR GROUP, INCNov 2016 → Nov 2016$750K1
QUALITAS INSURANCE COMPANYNov 2015 → Nov 2016$750K2
WESCO INSURANCE COMPANYNov 2013 → Nov 2015$750K2
LANCER INSURANCE COMPANYNov 2011 → current$750K2
CAROLINA CASUALTY INSURANCE CO.Jul 2002 → Nov 2011$750K5