Carrier profile · USDOT 915904 · MC-396297 · Updated Jun 13, 2026
Judy Payne & Jim Payne
DBA P & P ENTERPRISES
1 power unitTELLICO PLAINS, TN50/100
CARRIER INACTIVEMC-396297 INACTIVE
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Inactive
- Contract
- Inactive
- Broker
- None
Insurance & bonds
BIPD filing (census)Not recorded per census
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census
Insurance continuity· insurer · policy · lapses
$750K BIPD last filed ’17 · 8 insurers · 0 lapsesInsurer churn
beyond this history
2001200820152022now
Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.
This timeline is the FMCSA filing history, and it ends at the most recent superseded filing — current policy status is not tracked here. Request a certificate of insurance to confirm active coverage before tendering.
All 8 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| SAGAMORE INSURANCE COMPANY | Apr 2015 → Apr 2017 | $750K | 3 |
| NATIONAL CASUALTY COMPANY | Apr 2011 → Apr 2015 | $750K | 1 |
| GREAT AMERICAN ASSURANCE COMPANY | Apr 2008 → Apr 2011 | $750K | 2 |
| NORTHLAND INSURANCE COMPANY | Jan 2008 → Apr 2008 | $750K | 1 |
| CONTINENTAL CASUALTY CO. | Jan 2005 → Jan 2008 | $750K | 2 |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | Jan 2004 → Mar 2005 | $750K | 2 |
| CANAL INSURANCE CO. | Jan 2003 → Jan 2004 | $750K | 1 |
| OOIDA RISK RETENTION GROUP, INC. | Jan 2001 → Jan 2003 | $750K | 2 |