Carrier profile · USDOT 1239229 · MC-596259 · Updated Jun 13, 2026

KATHY HUBBS

DBA RISKY BIZ

1 power unitKNOXVILLE, TN50/100

CARRIER ACTIVEMC-596259 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$0 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$0 in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $0 is below the $750K general-freight federal minimum — verify before tendering.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’24 · 3 insurers · 1 lapseCoverage lapse

Northland’07–’11

Ooida Risk’11–’17

Ooida Risk’17–now

2007201220172022now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $0 · OOIDA RISK RETENTION GROUP, INC. · since Sep 2024

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
OOIDA RISK RETENTION GROUP, INC.	Sep 2017 → Mar 2024	$750K	10
OOIDA RISK RETENTION GROUP, INC.	Oct 2011 → Apr 2017	$750K	10
UNITED FINANCIAL CASUALTY COMPANY	Oct 2011 → Oct 2011	$750K	2
NORTHLAND INSURANCE COMPANY	Mar 2007 → Sep 2011	$750K	3