Carrier profile · USDOT 1861368 · MC-687336 · Updated Jun 13, 2026

KERRY PAYNE

DBA PAYNE'S A-1 TOWING

6 power unitsavg 8.3 yrLocal · 1 statesBOWLING GREEN, KY50/100
CARRIER ACTIVEMC-687336 ACTIVEHAZMAT
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 4 insurers · 1 lapseCoverage lapse
2009201420192024now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $1,000,000 · ACCELERANT NATIONAL INSURANCE COMPANY · since May 2026

All 5 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
BENCHMARK INSURANCE COMPANYMay 2024 → May 2025$750K1
ACUITY, A MUTUAL INSURANCE COMPANYMay 2016 → May 2024$750K2
GRANGE INDEMNITY INSURANCE COMPANYMay 2013 → May 2016$750K1
UNITED FINANCIAL CASUALTY COMPANYJul 2011 → May 2013$750K1
UNITED FINANCIAL CASUALTY COMPANYJul 2009 → Jul 2010$750K2