Carrier profile · USDOT 353795 · MC-231078 · Updated Jul 18, 2026

L & H CONSULTING

2 power unitsavg 12 yrLocal · 1 statesSANTA PAULA, CA50/100
CARRIER ACTIVEMC-231078 ACTIVEHAZMAT
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 9 insurers · 1 lapseCoverage lapse
1994200220102018now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $1,000,000 · ACE AMERICAN INSURANCE COMPANY · since May 2026

All 10 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
ARCH INSURANCE COMPANYMay 2025 → May 2026$750K1
ATLANTIC SPECIALTY INSURANCE COMPANYApr 2022 → Jun 2025$750K1
NATIONAL LIABILITY & FIRE INS CO.Apr 2017 → Apr 2022$750K11
STARR INDEMNITY & LIABILITY INSURANCE COMPANYApr 2013 → Apr 2017$750K4
COMMERCE AND INDUSTRY INSURANCEApr 2006 → Apr 2013$750K1
CLARENDON NATIONAL INS. CO.Apr 2005 → Apr 2006$750K2
ZC INS. CO /CONVERIUM INS.(NA) INC.Mar 2004 → Apr 2005$750K2
GULF INSURANCE CO.Feb 2002 → Mar 2003$750K3
COMMERCE AND INDUSTRY INSURANCEFeb 1995 → Feb 2002$750K1
RELIANCE NATIONAL INDEMNITY COMPANYFeb 1994 → Feb 1995$750K1