Carrier profile · USDOT 978607 · MC-413309 · Updated Jun 13, 2026

LARRY K SMEAL

DBA SMEAL TRUCKING

1 power unitsFROSTPROOF, FL50/100
CARRIER ACTIVEMC-413309 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 4 insurers · 1 lapseCoverage lapse
2003200920152021now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · PROGRESSIVE EXPRESS INSURANCE COMPANY · since Apr 2022

All 6 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
PROGRESSIVE EXPRESS INSURANCE COMPANYAug 2016 → May 2018$750K1
LANCER INSURANCE COMPANYMay 2014 → Aug 2014$750K1
GREAT WEST CASUALTY CO.Mar 2011 → May 2014$750K3
EMPIRE FIRE & MARINE INSURANCE CO.Mar 2010 → Mar 2011$750K1
LANCER INSURANCE COMPANYMar 2009 → Mar 2010$750K1
EMPIRE FIRE & MARINE INSURANCE CO.Mar 2003 → Mar 2009$750K4