Carrier profile · USDOT 472469 · MC-348564 · Updated Jun 13, 2026

LARRY PEARCE

DBA L & M OIL COMPANY

4 power unitsGARDNER, KS80/100
CARRIER ACTIVEMC-348564 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 2 insurers · 1 lapseCoverage lapse
1998200520122019now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $1,000,000 · FEDERATED MUTUAL INSURANCE CO. · since Jan 2002

All 5 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
FEDERATED MUTUAL INSURANCE CO.Jan 2002 → Jan 2002$1M1
FEDERATED MUTUAL INSURANCE CO.Jun 2000 → Jun 2000$1M1
NATIONWIDE AGRIBUSINESS INSURANCE CO.Jun 2000 → Jun 2000$1M1
FEDERATED MUTUAL INSURANCE CO.Jun 2000 → Jan 2002$1M1
NATIONWIDE AGRIBUSINESS INSURANCE CO.Jun 1998 → Jun 2000$1M3