Carrier profile · USDOT 1080072 · MC-447094 · Updated Jun 13, 2026
LAZARO TORRES
DBA IO45 TRUCKING
1 power unitavg 13.3 yrRegional · 3 statesSAN ANTONIO, TX50/100
CARRIER ACTIVEMC-447094 ACTIVERATED SATISFACTORY
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census
Insurance adequacy· filed BIPD vs the $750K federal floor
$750K in forcegeneral-freight federal minimum
$750K floor
Insurance continuity· insurer · policy · lapses
$750K BIPD last filed ’25 · 10 insurers · 3 lapsesCoverage lapse
2003200920152021now
Shorter eras are too brief to label at this scale — all 12 insurers are named in the list below.
BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Mar 2025
All 12 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| WESCO INSURANCE COMPANY | Mar 2024 → Mar 2025 | $750K | 1 |
| CANAL INSURANCE CO. | Mar 2022 → Mar 2024 | $750K | 1 |
| PROGRESSIVE COUNTY MUTUAL | Mar 2020 → Mar 2022 | $750K | 2 |
| UNDERWRITERS AT LLOYDS LONDON | Mar 2019 → Mar 2020 | $750K | 1 |
| HALLMARK COUNTY MUTUAL INSURANCE COMPANY | Apr 2015 → Apr 2016 | $750K | 1 |
| CANAL INDEMNITY COMPANY | Sep 2013 → Oct 2014 | $750K | 1 |
| NORTHLAND INSURANCE COMPANY | Aug 2010 → Sep 2013 | $750K | 4 |
| LANCER INSURANCE COMPANY | Feb 2010 → Aug 2010 | $750K | 1 |
| CAROLINA CASUALTY INSURANCE CO. | Feb 2009 → Feb 2010 | $750K | 1 |
| LANCER INSURANCE COMPANY | Feb 2008 → Feb 2009 | $750K | 1 |
| GLOBAL HAWK INSURANCE COMPANY, A RRG | Feb 2007 → Feb 2008 | $750K | 1 |
| NATIONAL CONTINENTAL INSURANCE CO. | Feb 2003 → Mar 2006 | $750K | 6 |