Carrier profile · USDOT 695876 · MC-331795 · Updated Jun 13, 2026

LIGHTNING RECOVERY & TOWING LLC

5 power unitsLocal · 1 statesPLAINWELL, MI50/100

CARRIER ACTIVEMC-331795 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’23 · 7 insurers · 1 lapseCoverage lapse

State National’07–’11

Plaza’15–’18

Amguard’18–’23

beyond this history

2007201220172022now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · FREMONT INSURANCE COMPANY · since Feb 2023

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMGUARD INSURANCE COMPANY	Feb 2018 → Feb 2023	$750K	12
PLAZA INSURANCE COMPANY	Feb 2015 → Feb 2018	$750K	6
PROGRESSIVE MICHIGAN INSURANCE COMPANY	Aug 2014 → Aug 2014	$750K	2
ATLANTIC SPECIALTY INSURANCE COMPANY	Aug 2013 → Aug 2014	$750K	1
NOVA CASUALTY COMPANY	Aug 2012 → May 2013	$750K	1
CASTLEPOINT NATIONAL INSURANCE CO	Aug 2011 → Aug 2012	$750K	1
STATE NATIONAL INSURANCE CO., INC.	Aug 2007 → Aug 2011	$750K	4