Carrier profile · USDOT 1153448 · MC-470782 · Updated Jun 13, 2026

LOREN R SMITH INC

0 power unitsPAINTED POST, NY50/100

CARRIER ACTIVEMC-470782 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$5,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$5M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $5M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$5M BIPD last filed ’19 · 4 insurers · 1 lapseCoverage lapse

Utica’03–’12

Utica’18–’26

Merchants’18–now

2003200920152021now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $5,000,000 · MERCHANTS MUTUAL INSURANCE CO. · since Jan 2019

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
MERCHANTS MUTUAL INSURANCE CO.	Nov 2018 → Jan 2019	$5M	1
UTICA MUTUAL INSURANCE CO.	Mar 2018 → Jan 2026	$5M	1
CASTLEPOINT INSURANCE COMPANY	Jan 2013 → Jan 2014	$5M	1
NORTH EAST INSURANCE COMPANY	Jan 2012 → Jan 2013	$5M	2
UTICA MUTUAL INSURANCE CO.	Mar 2003 → Jan 2012	$5M	1