Carrier profile · USDOT 928052 · MC-400011 · Updated Jun 13, 2026

LORENZO CARDENAS

DBA S C EXPRESS

4 power unitsavg 16.2 yrRegional · 3 statesCHINO, CA88/100
CARRIER ACTIVEMC-400011 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 14 insurers · 2 lapsesCoverage lapse
2000200720142021now

Shorter eras are too brief to label at this scale — all 15 insurers are named in the list below.

BIPD in force — $750,000 · UNIVERSAL CASUALTY RISK RETENTION GROUP, INC · since Apr 2026

All 15 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
SUTTON SPECIALTY INSURANCE COFeb 2026Apr 2026$750K1
ACCREDITED SURETY AND CASUALTY COMPANY, INC.Feb 2024Feb 2026$750K4
ACCREDITED SPECIALTY INSURANCE COMPANYFeb 2023May 2023$750K4
UNITED SPECIALTY INSURANCE COMPANYFeb 2021Feb 2023$750K2
HUDSON INSURANCE COMPANYFeb 2020Feb 2021$750K1
CRUSADER INSURANCE COMPANYFeb 2018Feb 2020$750K2
SENTRY SELECT INSURANCE COMPANYFeb 2016Feb 2018$750K1
LANCER INSURANCE COMPANYFeb 2011Mar 2016$750K2
CRUSADER INSURANCE COMPANYFeb 2009Feb 2011$750K2
CLARENDON NATIONAL INS. CO.Feb 2007Feb 2009$750K1
LINCOLN GENERAL INSURANCE COMPANYFeb 2006Feb 2007$750K4
LIBERTY MUTUAL INSURANCE CO.Feb 2003Feb 2006$750K8
GREAT WEST CASUALTY CO.Oct 2002Feb 2003$750K1
ATHENA ASSURANCE COMPANYOct 2001Oct 2002$750K1
FIREMAN'S FUND INSURANCE CO.Oct 2000Apr 2001$750K2