Carrier profile · USDOT 523820 · MC-284207 · Updated Jun 13, 2026

M L MATTHEWS DISTRIBUTION INC

5 power unitsOSWEGO, IL50/100

CARRIER ACTIVEMC-284207 ACTIVE

Observed fleet · trailing 24 mo daily

5Power units

Self-reported · MCS-150

—Trailers seen

None observed · 24 mo

—Avg age (yr)

Not yet decoded

Call dispatch(630) 551-1112 Email dispatchMderen@mlmatthews.com

Click to see how we scored it

Load decision · FMCSA snapshot · Jun 13, 2026

Limited record

Not enough federal record to assess. Verify authority and insurance directly.

Active operating authorityInsurance on fileNot enough inspection history to rate

Watch · 1

Not enough inspection history to rateNo federal roadside inspections in the last 24 months. There is no recent safety record to judge this carrier on — verify authority, insurance and references directly before tendering.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 33 yearsOperating authority has been on file since 1993.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal

1 in 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal

1 in 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Small fleet

5 power units. Brokers price each fleet type apart.

Fleet age vs peersDecoding

—

Not yet decoded

Identity stabilityStable

33 yr unchanged

Same registration since 1993 — no chameleon / reincarnation signal.

Safety

Roadside inspections, BASICs & crash history

Out-of-service rate· 24-mo cumulative

Vehicle OOS —24-mo cumulative

050%

Driver OOS —24-mo cumulative

030%

Every inspection in the window pooled — 0 vehicle and 0 driver inspections over 24 months.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

No roadside inspections on the FMCSA record in this window

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

393.75 Tires (defective / underinflated / worn)Vehicle Maintenance3 · 3 OOS
393.207 Parts & accessories (vehicle condition)Vehicle Maintenance3 · 3 OOS
396.3 Inspection / repair / maintenance not performedVehicle Maintenance2 · 2 OOS
393.209 Parts & accessories (vehicle condition)Vehicle Maintenance1 · 0 OOS
393.45 Brake tubing / hose defectsVehicle Maintenance1 · 1 OOS
393.48 Brakes inoperativeVehicle Maintenance1 · 1 OOS
393.55 Antilock brake system (ABS)Vehicle Maintenance1 · 0 OOS
393.60 Windshield / glazingVehicle Maintenance1 · 0 OOS
392.16 Failure to use seat beltUnsafe Driving1 · 0 OOS
396.5 Oil and/or grease leakVehicle Maintenance1 · 0 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 7 insurers · 3 lapsesCoverage lapse

Progressive’99–’03

Erie Exchange’04–’09

Auto Owners’09–’13

Frankenmuth’13–’26

1995200320112019now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $750,000 · ARTISAN & TRUCKERS CASUALTY COMPANY · since Apr 2026

All 9 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
FRANKENMUTH MUTUAL INSURANCE CO	Oct 2013 → Apr 2026	$750K	2
AUTO OWNERS INSURANCE COMPANY	Jun 2009 → Oct 2013	$750K	1
ERIE INSURANCE EXCHANGE	Apr 2004 → Jun 2009	$750K	2
PROGRESSIVE CASUALTY INSURANCE COMPANY	Oct 1999 → Apr 2003	$750K	4
PROGRESSIVE CASUALTY INSURANCE COMPANY	Mar 1999 → Sep 1998	$750K	1
FIDELITY AND GUARANTY INS. UNDERWRITERS, INC.	Sep 1998 → Oct 1999	$750K	1
UNITED NATIONAL SPECIALTY INSURANCE COMPANY	Jan 1998 → Feb 1999	$750K	1
ACCEPTANCE INSURANCE COMPANY	Mar 1997 → Dec 1997	$750K	2
ACCEPTANCE INSURANCE COMPANY	Jan 1995 → Sep 1995	$750K	1

Explore full authority & insurance record

Equipment & fleet

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 5
Observed power (24 mo): —
Trailers (towed): —

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & lanes

Revealed by inspection density · 24 mo

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

OSWEGO, IL

23 STONEHILL ROAD

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & fraud

Affiliated entities & reincarnation signals · for review, not a verdict

No shared-identity links detected — no reincarnation flag, shared trucks, registration domain, or officer overlap with other carriers.

Explore the carrier network & VIN cross-links

Identity & contact

FMCSA census + L&I dossier

Location

Physical address: 23 STONEHILL ROAD, OSWEGO, IL, 60543
Operation: Interstate

Contact

Phone: (630) 551-1112
Fax: (630) 551-1114
Email: mderen@mlmatthews.com
Web domain: mlmatthews.com

Registration

Officer: Matthew Deren
USDOT / docket: 523820 · MC-284207
First registered: May 18, 1993
Last MCS-150: Mar 31, 2026 · 150,000 mi (2026)
FMCSA safety rating: Not rated
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

150,000

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

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Verification summaryAuthority, insurance, safety and identity facts for M L MATTHEWS DISTRIBUTION INC.

M L MATTHEWS DISTRIBUTION INC (USDOT 523820) is unrated by Vektor because the carrier's FMCSA record does not contain enough evidence for a safety score as of Jun 13, 2026.

The carrier holds active contract for-hire operating authority per FMCSA L&I as of Jun 13, 2026.

It has an active BIPD insurance filing with a $750,000 limit in force from ARTISAN & TRUCKERS CASUALTY COMPANY effective Apr 13, 2026 in FMCSA L&I's current snapshot as of Jun 13, 2026.

The carrier received 0 roadside inspections in the last 24 months — 0 vehicle-level and 0 driver-level, according to FMCSA roadside-inspection data refreshed Jun 13, 2026.

The carrier has 1 reportable crash in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Jun 13, 2026.

It reports 5 power units and 7 drivers in its most recent MCS-150 filing dated Mar 31, 2026.

It has no FMCSA-assigned safety rating in the federal record refreshed Jun 13, 2026.

Frequently asked

What is M L MATTHEWS DISTRIBUTION INC's USDOT number?

M L MATTHEWS DISTRIBUTION INC's USDOT number is 523820, and its motor carrier number is MC-284207.

Is M L MATTHEWS DISTRIBUTION INC authorized to operate?

As of Jun 13, 2026, M L MATTHEWS DISTRIBUTION INC is active in the FMCSA register with common, contract, broker operating authority on file.

What is M L MATTHEWS DISTRIBUTION INC's safety record?

M L MATTHEWS DISTRIBUTION INC has a — vehicle out-of-service rate across 1 roadside inspections, with 1 reportable crash in the last 24 months, and is not currently rated by FMCSA. Vektor does not assign this carrier a safety score: No federal roadside inspections in the last 24 months. There is no recent safety record to judge this carrier on — verify authority, insurance and references directly before tendering.