Carrier profile · USDOT 799255 · MC-362887 · Updated Jun 13, 2026

MELVIN L FINLEY

DBA MELVIN L FINLEY TRUCK SERVICE

1 power unitLocal · 1 statesMALVERN, AR50/100

CARRIER ACTIVEMC-362887 ACTIVE

Observed fleet · trailing 24 mo daily

1Power units

1 observed · MCS-150

1Trailers seen

Decoded · vPIC

7.0Avg age (yr)

2016–2022 · vPIC

Call dispatch(501) 860-2823 Email dispatchlindaannfinley1957@gmail.com

Click to see how we scored it

Load decision · FMCSA snapshot · Jun 13, 2026

Limited record

Not enough federal record to assess. Verify authority and insurance directly.

Active operating authorityInsurance on fileNot enough inspection history to rate

Watch · 1

Not enough inspection history to rate1 federal roadside inspection in the last 24 months. FMCSA itself will not score a carrier's vehicle or driver record on fewer than 5, and neither will we — verify authority, insurance and references directly before tendering.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 27 yearsOperating authority has been on file since 1999.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal

Clean · 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal

Clean · 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Owner-operator

1 power unit. Brokers price each fleet type apart.

Fleet age vs peersDecoding

—

Not yet decoded

Identity stabilityStable

27 yr unchanged

Same registration since 1999 — no chameleon / reincarnation signal.

Safety

1 inspections · 24 mo

Out-of-service rate· 24-mo cumulative

Vehicle OOS —24-mo cumulative

050%

Driver OOS 0.0%24-mo cumulative

030%

Every inspection in the window pooled — 0 vehicle and 1 driver inspections over 24 months.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

No roadside inspections on the FMCSA record in this window

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Expected band

Under-inspected

Expected

Well-monitored

Heavily inspected

≈0.5 / unit·yr

thin signalabundant signal

Roadside-inspection volume is about what you'd expect for a 1-unit fleet — enough signal to read the safety record, though not a heavy sample.

Registered power units: 1
Inspections · 24 mo: 1
Annualized: ≈1 / yr
Coverage: ≈0.5 inspections / unit · yr

Explore full safety record — inspections, BASICs, crashes

Authority & insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’24 · 5 insurers · 0 lapsesInsurer churn

Northland’04–’15

United Financial’15–’23

2000200720142021now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · PROGRESSIVE NORTHWESTERN INS. CO. · since Oct 2024

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NORTHLAND INSURANCE COMPANY	Oct 2023 → Oct 2024	$750K	1
UNITED FINANCIAL CASUALTY COMPANY	Oct 2015 → Oct 2023	$750K	1
NORTHLAND INSURANCE COMPANY	Oct 2004 → Oct 2015	$750K	4
PROGRESSIVE CASUALTY INSURANCE COMPANY	Apr 2004 → Oct 2004	$750K	1
GREAT WEST CASUALTY CO.	Jan 2002 → Apr 2004	$750K	2
NORTHLAND INSURANCE COMPANY	Jan 2001 → Jan 2002	$750K	2
CENTURY SURETY COMPANY	Jan 2000 → Jan 2001	$750K	1

Explore full authority & insurance record

Equipment & fleet

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 1
Observed power (24 mo): 1
Trailers (towed): 1

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & lanes

Revealed by inspection density across 1 states · 24 mo

Operating footprint· revealed by roadside-inspection geography

Operating radiusLocal

revealed

States observed

US states

Inspections · 24 mo

OK busiest

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

MALVERN, AR

11830 HWY 67

Top corridor

OK ⇄ AR

OK 1

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & fraud

Affiliated entities & reincarnation signals · for review, not a verdict

No shared-identity links detected — no reincarnation flag, shared trucks, registration domain, or officer overlap with other carriers.

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Registered and roadside-observed capacity are broadly consistent.

Explore the carrier network & VIN cross-links

Identity & contact

FMCSA census + L&I dossier

Location

Physical address: 11830 HWY 67, MALVERN, AR, 72104
Operation: Interstate

Contact

Phone: (501) 860-2823
Email: lindaannfinley1957@gmail.com

Registration

Officer: Melvin L Finley
USDOT / docket: 799255 · MC-362887
First registered: Mar 10, 1999
Last MCS-150: May 20, 2025 · 5,000 mi (2024)
FMCSA safety rating: Not rated
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

5,000

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

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Verification summaryAuthority, insurance, safety and identity facts for MELVIN L FINLEY.

MELVIN L FINLEY (USDOT 799255) is unrated by Vektor because the carrier's FMCSA record does not contain enough evidence for a safety score as of Jun 13, 2026.

The carrier holds active contract for-hire operating authority per FMCSA L&I as of Jun 13, 2026.

It has an active BIPD insurance filing with a $750,000 limit in force from PROGRESSIVE NORTHWESTERN INS. CO. effective Oct 19, 2024 in FMCSA L&I's current snapshot as of Jun 13, 2026.

The carrier received 1 roadside inspections in the last 24 months — 0 vehicle-level and 1 driver-level — across 1 state, according to FMCSA roadside-inspection data refreshed Jun 13, 2026.

The carrier has 0 reportable crashes in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Jun 13, 2026.

It reports 1 power unit and 1 driver in its most recent MCS-150 filing dated May 20, 2025.

It has no FMCSA-assigned safety rating in the federal record refreshed Jun 13, 2026.

Frequently asked

What is MELVIN L FINLEY's USDOT number?

MELVIN L FINLEY's USDOT number is 799255, and its motor carrier number is MC-362887.

Is MELVIN L FINLEY authorized to operate?

As of Jun 13, 2026, MELVIN L FINLEY is active in the FMCSA register with common, contract, broker operating authority on file.

What is MELVIN L FINLEY's safety record?

MELVIN L FINLEY has a — vehicle out-of-service rate across 1 roadside inspections, with 0 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor does not assign this carrier a safety score: 1 federal roadside inspection in the last 24 months. FMCSA itself will not score a carrier's vehicle or driver record on fewer than 5, and neither will we — verify authority, insurance and references directly before tendering.