Carrier profile · USDOT 955075 · MC-408704 · Updated Jun 13, 2026

MICHAEL A NELSON

DBA M AND N FARMS

2 power unitsLocal · 1 statesTOWANDA, PA50/100

CARRIER ACTIVEMC-408704 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 4 insurers · 0 lapsesInsurer churn

Commerce Protective’01–’09

Northland’09–’16

United Financial’17–’20

United Financial’20–’23

2001200820152022now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · ERIE INSURANCE COMPANY · since Feb 2023

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
UNITED FINANCIAL CASUALTY COMPANY	Sep 2020 → Feb 2023	$750K	1
SENTRY SELECT INSURANCE COMPANY	Jun 2020 → Oct 2020	$750K	2
UNITED FINANCIAL CASUALTY COMPANY	Jun 2017 → Jun 2020	$750K	5
SENTRY SELECT INSURANCE COMPANY	Jun 2016 → Jun 2017	$750K	1
NORTHLAND INSURANCE COMPANY	Jun 2009 → Jun 2016	$750K	3
COMMERCE PROTECTIVE INSURANCE COMPANY	May 2001 → Jul 2009	$750K	13