Authority & Insurance · Carrier profile · USDOT 2499179

MICHAEL CARNES

COFFEYVILLE, KS 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 3 insurers · 0 lapsesContinuous

United Financial’15–’19

Farm Bureau’19–’24

Berkshire Hathaway’24–now

2015201820212024now

Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.

BIPD in force — $750,000 · BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN · since Nov 2025

All 3 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	Nov 2024 → Nov 2025	$750k	1
FARM BUREAU PROPERY & CASUALTY INSURANCE CO	Nov 2019 → Nov 2024	$750k	1
UNITED FINANCIAL CASUALTY COMPANY	Nov 2015 → Nov 2019	$750k	2