MICHAEL DUNCAN Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Inactive
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 7 insurers · 0 lapsesInsurer churn
+3 earlier
Canal · 01–07
National · 08–18
United Financial · 18–22
Classic · 22–24
20002025
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
7 insurer eras · collapsed from 24 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| PROGRESSIVE CLASSIC INSURANCE COMPANY | Aug 2024 → Oct 2025 | $750k | 1 |
| CLASSIC INSURANCE CO | Aug 2022 → Aug 2024 | $750k | 1 |
| UNITED FINANCIAL CASUALTY COMPANY | Aug 2018 → Aug 2022 | $750k | 1 |
| NATIONAL CASUALTY COMPANY | Aug 2008 → Aug 2018 | $750k | 9 |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Aug 2007 → Aug 2008 | $750k | 1 |
| CANAL INSURANCE CO. | Aug 2001 → Aug 2007 | $750k | 8 |
| GREAT DIVIDE INSURANCE COMPANY | Apr 2000 → Aug 2001 | $750k | 3 |