Authority & Insurance · Carrier profile · USDOT 2786592

MICHAEL DWAYNE HALES

PIKEVILLE, NC 82

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Inactive
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 3 insurers · 0 lapsesContinuous

Amguard’18–’21

Incline’21–’23

Canal’23–’24

Incline’24–’25

2018202020222024now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. · since Aug 2025

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
INCLINE CASUALTY COMPANY	Jul 2024 → Jul 2025	$1M	1
CANAL INSURANCE CO.	Jul 2023 → Jul 2024	$1M	1
INCLINE CASUALTY COMPANY	Jul 2021 → Jul 2023	$1M	2
AMGUARD INSURANCE COMPANY	Sep 2018 → Jul 2021	$1M	4