Carrier profile · USDOT 1778545 · MC-648764 · Updated Jun 13, 2026

MICHAEL G HARDY SR

DBA HARDY TRANSPORTATION

1 power unitHUGHESVILLE, MD84/100

CARRIER ACTIVEMC-648764 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’24 · 2 insurers · 2 lapsesCoverage lapse

Progressive’09–’14

Progressive’18–’20

Progressive Ins’20–’24

2008201320182023now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $750,000 · PROGRESSIVE CASUALTY INSURANCE COMPANY · since Nov 2024

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE CASUALTY INS. CO.	Sep 2020 → Nov 2024	$750K	1
PROGRESSIVE CASUALTY INSURANCE COMPANY	Feb 2018 → Sep 2020	$750K	8
PROGRESSIVE CASUALTY INSURANCE COMPANY	Oct 2009 → Oct 2014	$750K	9
PROGRESSIVE CASUALTY INSURANCE COMPANY	Jun 2008 → Mar 2009	$750K	1