Authority & Insurance · Carrier profile · USDOT 1861757

MICHAEL HRUBES

GARNER, IA 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 3 insurers · 1 lapseCoverage lapse

Integrity’10–’16

Progressive Northern’16–’18

Progressive Northern’22–’26

2010201420182022now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $750,000 · MIDWEST FAMILY MUTUAL INSURANCE COMPANY · since Feb 2026

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE NORTHERN INSURANCE COMPANY	Feb 2022 → Feb 2026	$750K	1
PROGRESSIVE NORTHERN INSURANCE COMPANY	May 2016 → Feb 2018	$750K	3
FARM BUREAU MUTUAL INSURANCE CO.	Apr 2016 → May 2016	$750K	2
INTEGRITY INSURANCE COMPANY	Jan 2010 → Apr 2016	$750K	3