MICHAEL J SMITH Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 3 insurers · 0 lapsesContinuous
+1 earlier
Progressive · 13–16
Northland · 16–18
Progressive · 19–25
20132025
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
4 insurer eras · collapsed from 7 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Jun 2019 → Oct 2025 | $750k | 3 |
| NATIONAL CASUALTY COMPANY | May 2018 → May 2019 | $750k | 2 |
| NORTHLAND INSURANCE COMPANY | May 2016 → May 2018 | $750k | 1 |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Aug 2013 → May 2016 | $750k | 1 |