Carrier profile · USDOT 278885 · MC-188469 · Updated Jun 13, 2026

MICHAEL LEE HIGGINSON

DBA HIGGINSON TOWING & SALVAGE

3 power unitsMOUNT VERNON, IL50/100

CARRIER ACTIVEMC-188469 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 8 insurers · 0 lapsesInsurer churn

Addison Farmers’96–’01

Progressive’02–’10

Artisan Truckers’10–’18

Berkshire Hathaway’18–now

1993200220112020now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $750,000 · BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN · since Mar 2026

All 8 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	Mar 2018 → Mar 2026	$750K	19
ARTISAN & TRUCKERS CASUALTY COMPANY	Mar 2010 → Mar 2018	$750K	1
PROGRESSIVE CASUALTY INSURANCE COMPANY	Mar 2002 → Mar 2010	$750K	4
ADDISON INSURANCE COMPANY	Mar 2001 → Mar 2002	$750K	1
ADDISON FARMERS' INSURANCE COMPANY	Mar 1996 → Mar 2001	$750K	1
JEFFERSON INSURANCE COMPANY	Mar 1995 → Mar 1996	$750K	1
UNITED STATES FIDELITY & GUARANTY CO.	Dec 1994 → Apr 1995	$750K	1
UNITED STATES FIRE INSURANCE CO.	Dec 1993 → Jan 1995	$750K	1