Carrier profile · USDOT 600510 · MC-289470 · Updated Jun 13, 2026

MICHAEL R GARDNER INC

DBA GARDNER TRUCKING

2 power unitsavg 19.4 yrLocal · 1 statesCALCIUM, NY100/100

CARRIER ACTIVEMC-289470 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 9 insurers · 0 lapsesInsurer churn

Empire Fire’95–’99

Progressive’07–’13

United Financial’13–’25

1995200320112019now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $750,000 · ERIE INSURANCE COMPANY · since Jun 2025

All 9 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
UNITED FINANCIAL CASUALTY COMPANY	Oct 2013 → Jun 2025	$750K	2
PROGRESSIVE CASUALTY INSURANCE COMPANY	Sep 2007 → Oct 2013	$750K	1
LINCOLN GENERAL INSURANCE COMPANY	Sep 2005 → Sep 2007	$750K	2
LANCER INSURANCE COMPANY	Sep 2004 → Sep 2005	$750K	1
NORTHLAND INSURANCE COMPANY	Sep 2002 → Sep 2004	$750K	2
GENERAL SECURITY INSURANCE COMPANY	Sep 2001 → Oct 2002	$750K	2
ASSOCIATES INSURANCE COMPANY	Sep 1999 → Sep 2001	$750K	1
EMPIRE FIRE & MARINE INSURANCE CO.	Sep 1995 → Sep 1999	$750K	2
THE INSURANCE COMPANY OF NORTH AMERICA	Apr 1995 → Sep 1995	$750K	1