Michael Rumsey

USDOT: 1842425
MC: 667592

DBA YEAR ONE TOWING

1 power unitObserved age 23 yrInspected in 1 jurisdictionBOWERSVILLE, GA

CARRIER ACTIVEHAZMAT

Vektor Rating VR

Limited record

Not enough evidence for a Vektor Rating.

Review safety evidence

Assessment only, not load authorization. Confirm current authority and insurance.

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

FMCSA authority & insurance data as of Nov 3, 2026

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Confirm coverage requirements for this load.

Coverage requirements

Filed BIPD coverage of $1M meets or exceeds the $750K general-freight floor (49 CFR 387.9). Some commodities require $1M–$5M; verify against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’21 · 2 insurers · 0 lapsesContinuous

Stratford’09–’11

Southern Pilot’11–’21

beyond this history

2009201420192024now

Shorter eras are too brief to label at this scale — all 2 insurer eras are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI · since Aug 2021

All 2 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
SOUTHERN PILOT INSURANCE COMPANY	Aug 2011 → Aug 2021	$750K	1
STRATFORD INSURANCE COMPANY	Jan 2009 → Aug 2011	$750K	6