Authority & Insurance · Carrier profile · USDOT 1706330

MICHAEL S WHITE

LAFAYETTE, TN 82

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 4 insurers · 0 lapsesInsurer churn
2007201220172022now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE HAWAII INSURANCE CORP · since Mar 2025

All 4 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
CANAL INSURANCE CO.Dec 2016 → Mar 2025$750K18
NORTHLAND INSURANCE COMPANYDec 2012 → Feb 2017$750K2
GRAMERCY INSURANCE COMPANYDec 2009 → Dec 2012$750K5
ERIE INSURANCE EXCHANGENov 2007 → Jan 2010$750K1