Authority & Insurance · Carrier profile · USDOT 2897197

MICHAEL SPARKS

ELKINS, WV 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 4 insurers · 0 lapsesInsurer churn

National’16–’19

Northland’19–’22

Classic’22–’24

2016201920222025now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $750,000 · GEICO MARINE INSURANCE COMPANY · since Jan 2025

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE CLASSIC INSURANCE COMPANY	Aug 2024 → Mar 2025	$750K	2
CLASSIC INSURANCE CO	Feb 2022 → Aug 2024	$750K	1
NORTHLAND INSURANCE COMPANY	May 2019 → Feb 2022	$750K	1
NATIONAL CASUALTY COMPANY	May 2016 → May 2019	$750K	1