Mike Stephenson
- USDOT
- 1078482
- MC
- 448250
DBA STEPHENSON TRUCKING
Vektor Rating VR
Assessment only, not load authorization. Confirm current authority and insurance.
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Insurance adequacy· filed BIPD vs the $750K federal floor
Coverage requirements
Filed BIPD coverage of $1M meets or exceeds the $750K general-freight floor (49 CFR 387.9). Some commodities require $1M–$5M; verify against your load.
Insurance continuity· insurer · policy · lapses
Shorter eras are too brief to label at this scale — all 4 insurer eras are named in the list below.
BIPD in force — $1,000,000 · PROGRESSIVE CASUALTY INSURANCE COMPANY · since Mar 2017
All 4 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Feb 2016 → Mar 2017 | $750K | 1 |
| CONTINENTAL WESTERN INSURANCE CO. | Jan 2010 → Nov 2012 | $750K | 1 |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | Jan 2006 → Jan 2010 | $750K | 3 |
| CONTINENTAL WESTERN INSURANCE CO. | Jan 2003 → Jan 2003 | $750K | 4 |