Carrier profile · USDOT 1078482 · MC-448250 · Updated Jun 13, 2026

MICHAEL STEPHENSON

DBA STEPHENSON TRUCKING

1 power unitsLocal · 1 statesMARYVILLE, MO50/100
CARRIER ACTIVEMC-448250 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 3 insurers · 2 lapsesCoverage lapse
2003200920152021now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE CASUALTY INSURANCE COMPANY · since Mar 2017

All 4 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
PROGRESSIVE CASUALTY INSURANCE COMPANYFeb 2016 → Mar 2017$750K1
CONTINENTAL WESTERN INSURANCE CO.Jan 2010 → Nov 2012$750K1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Jan 2006 → Jan 2010$750K3
CONTINENTAL WESTERN INSURANCE CO.Jan 2003 → Jan 2003$750K4