MICHAEL STOVER Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 3 insurers · 0 lapsesContinuous
+1 earlier
Agency Maryland · 17–20
United Financial · 20–25
20172026
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
3 insurer eras · collapsed from 16 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| NATIONAL LIABILITY & FIRE INS CO. | Jan 2025 → May 2026 | $750k | 3 |
| UNITED FINANCIAL CASUALTY COMPANY | Jul 2020 → Jan 2025 | $750k | 7 |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | Oct 2017 → Jul 2020 | $750k | 6 |