Michael Stover
- USDOT
- 2558349
- MC
- 49465
DBA MICHAEL STOVER TRUCKING
Vektor Rating VR
Assessment only, not load authorization. Confirm current authority and insurance.
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Insurance adequacy· filed BIPD vs the $750K federal floor
Coverage requirements
Filed BIPD coverage of $750K meets or exceeds the $750K general-freight floor (49 CFR 387.9). Some commodities require $1M–$5M; verify against your load.
Insurance continuity· insurer · policy · lapses
Shorter eras are too brief to label at this scale — all 3 insurer eras are named in the list below.
BIPD in force — $750,000 · NATIONAL LIABILITY & FIRE INS CO. · since Apr 2026
All 3 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| NATIONAL LIABILITY & FIRE INS CO. | Jan 2025 → Apr 2026 | $750K | 3 |
| UNITED FINANCIAL CASUALTY COMPANY | Jul 2020 → Jan 2025 | $750K | 7 |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | Oct 2017 → Jul 2020 | $750K | 6 |