Mike Baker
- USDOT
- 785767
- MC
- 351010
DBA MIKE BAKER TRUCKING
Vektor Rating VR
Assessment only, not load authorization. Confirm current authority and insurance.
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Insurance adequacy· filed BIPD vs the $750K federal floor
Coverage requirements
Filed BIPD coverage of $1M meets or exceeds the $750K general-freight floor (49 CFR 387.9). Some commodities require $1M–$5M; verify against your load.
Insurance continuity· insurer · policy · lapses
Shorter eras are too brief to label at this scale — all 8 insurer eras are named in the list below.
BIPD in force — $1,000,000 · WESTERN COMMUNITY INSURANCE COMPANY · since May 2025
All 8 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| WESTERN COMMUNITY INSURANCE COMPANY | Jun 2024 → May 2025 | $750K | 1 |
| UNITED FINANCIAL CASUALTY COMPANY | May 2021 → Jun 2024 | $750K | 2 |
| GREAT WEST CASUALTY CO. | May 2012 → May 2021 | $750K | 3 |
| NORTHLAND INSURANCE COMPANY | May 2007 → May 2012 | $750K | 2 |
| LANCER INSURANCE COMPANY | May 2004 → May 2007 | $750K | 1 |
| HARCO NATIONAL INSURANCE CO. | May 2003 → May 2004 | $750K | 1 |
| NORTHLAND INSURANCE COMPANY | May 2001 → May 2003 | $750K | 2 |
| OOIDA RISK RETENTION GROUP, INC. | Jan 1999 → Aug 2000 | $750K | 2 |