Authority & Insurance · Carrier profile · USDOT 3148606

MIKE GRAM

FINLAYSON, MN 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 3 insurers · 0 lapsesContinuous

United Financial’18–’20

Canal’20–’21

Great West’21–now

2018202020222024now

Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.

BIPD in force — $1,000,000 · GREAT WEST CASUALTY CO. · since Sep 2022

All 3 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
GREAT WEST CASUALTY CO.	Sep 2021 → Sep 2022	$750K	1
CANAL INSURANCE CO.	Sep 2020 → Sep 2021	$750K	2
UNITED FINANCIAL CASUALTY COMPANY	Sep 2018 → Sep 2020	$750K	1