Carrier profile · USDOT 514156 · MC-421493 · Updated Jun 13, 2026

MIKE STEPHENSON CONSTRUCTION INC

3 power unitsLocal · 1 statesTENAHA, TX50/100
CARRIER ACTIVEMC-421493 ACTIVERATED CONDITIONAL
Verified linkswindstream.netFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 9 insurers · 0 lapsesInsurer churn
2001200820152022now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $1,000,000 · GEICO COUNTY MUTUAL INSURANCE CO. · since Feb 2026

All 10 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
PROGRESSIVE COUNTY MUTUALFeb 2016 → Feb 2026$750K1
SCOTTSDALE INSURANCE COMPANYFeb 2013 → Feb 2016$750K4
SOUTHERN INSURANCE COMPANYFeb 2012 → Feb 2013$750K1
STATE NATIONAL INSURANCE CO., INC.Feb 2010 → Feb 2012$750K4
CAROLINA CASUALTY INSURANCE CO.Feb 2009 → Feb 2010$750K1
SOUTHERN INSURANCE COMPANYFeb 2008 → Feb 2009$750K1
HOME STATE COUNTY MUTUAL INS. CO.Feb 2007 → Feb 2008$750K1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Mar 2003 → Feb 2007$750K4
NORTHLAND INSURANCE COMPANYFeb 2002 → Mar 2003$750K1
STATE AND COUNTY MUTUAL FIRE INS COFeb 2001 → Feb 2002$750K1