NICHOLAS SCHMIDT Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None

Insurance continuity· insurer · policy · lapses

$750k BIPD · 3 insurers · 1 lapseCoverage lapse
+1 earlier
American Family · 12–14
National · 16–20
United Financial · 19–25
20122025

No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.

4 insurer eras · collapsed from 10 filings
InsurerPeriodLimitRenewals
UNITED FINANCIAL CASUALTY COMPANYDec 2019Feb 2025$750k1
NATIONAL INDEMNITY COMPANYAug 2016Jan 2020$750k5
NATIONAL INDEMNITY COMPANYAug 2014Aug 2015$750k3
AMERICAN FAMILY MUTUAL INSURANCE CO.Jul 2012Aug 2014$750k1