Carrier profile · USDOT 1851875 · MC-670548 · Updated Jun 13, 2026

O & Z EXPRESS LLC

1 power unitLocal · 2 statesLOUISVILLE, KY50/100

CARRIER ACTIVEMC-670548 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 6 insurers · 0 lapsesInsurer churn

Great West’11–’20

Lancer’22–’24

2009201420192024now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since May 2026

All 8 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
CANAL INSURANCE CO.	May 2025 → May 2026	$750K	1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	May 2024 → May 2025	$750K	1
LANCER INSURANCE COMPANY	May 2022 → May 2024	$750K	2
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	May 2021 → May 2022	$750K	1
UNITED FINANCIAL CASUALTY COMPANY	Mar 2020 → May 2021	$750K	6
GREAT WEST CASUALTY CO.	Feb 2011 → Mar 2020	$750K	1
LANCER INSURANCE COMPANY	Feb 2010 → Feb 2011	$750K	2
GRAMERCY INSURANCE COMPANY	Feb 2009 → Feb 2010	$750K	1